Terms of Use

Welcome to our digital information network. These are our terms and conditions for the use of the system, which you may access through our website www.speakol.com, operated by Speakol DMCC operating from Unit JLT-PH2-RET-R6, Cluster R, Retail Level, Jumeirah Lakes Towers, PO Box 336851, Dubai, UAE. The terms “Speakol,” “Speakol DMCC,” “we,” “us,” and “our” all refer to Speakol. In these terms of use, Speakol sets out to inform users of rules that they must abide by while using our platform.

Our customers’ use of this is bound by the TOU and all applicable laws, rules, and regulations. We want to advise all our users to carefully and thoroughly read these TOU and contact us in case they have any inquires.

By accessing and/or using our website and services offered, you do agree that you have read, understood, and agreed to be legally bound by the TOU set forth. If you have an issue or disagree with any of these TOU, please be aware that despite your dislike, you will still be bound by these regulations once you decide to enlist our services. Speakol reserves the right to modify these TOU at any time, so once you agree to abide by the TOU, you, as a user, are responsible for periodically checking for new updates. You can review the most current version of Speakol’s TOU at any time on www.speakol.com.

1. Right to access and use Speakol

Speakol grants users a limited right to access and use the website under the conditions set out in the TOU. Speakol’s title, ownership rights, as well as intellectual property rights and any of their derivatives or modifications, therefore, in whole or part, are reserved by Speakol. We also retain the right to modify or discontinue any of our features at any given time at our sole discretion. The TOU does not warrant users the right to any particular upgrades, updates, add-on patches, enhancements, or fixes for the website except what Speakol deems necessary at its sole discretion.

Users do not acquire any right, title, or interest in any content circulating on Speakol by virtue of accessing our website or using our services as clearly stated by the TOU. Users are granted no license to use or reproduce any logos, or trademarks included on our website. All trademarks, logos, service marks, and business names mentioned on Speakol are reserved by the website, regardless of whether or not they are registered. Any unauthorized use of information or data previously posted on Speakol, as well as any unauthorized reproduction or retransmission of content, may infringe on Speakol’s or a third party’s copyrights, trademarks, privacy, or other rights. These restrictions include but are not limited to the use of automated systems and software used to extract data from websites for marketing and business purposes. All users are subject to these rules unless a user has a written agreement with Speakol to this effect.

2. Miscellaneous:

  • 1. Minors/ customers under the age of 18 shall not register as users of Speakol and shall not be permitted to transact on or use the website.
  • 2. All registered users of Speakol are responsible for maintaining the confidentiality of their accounts.

3. Privacy and Use of Cookies:

Speakol’s Privacy Policy governs and protects all information users provide while using the website. By employing Speakol’s services, you agree to the collection and use of your information, as mentioned in our Privacy Policy. Any dispute concerning privacy is subject to Speakol’s TOU and Privacy Policy.

Speakol uses cookies and other automated tools of data collection on the website. We do advise you to read our Cookie Policy to fully understand how Speakol uses cookies and other automated tools.

4. Payment:

Speakol accepts wire transfers and credit card payments via Visa and MasterCard, keeping in mind that the accepted currencies for payment are the USD, EUR, and AED. The displayed price and currency on the checkout page will be the same price and currency printed on the Transaction Receipt, while the amount charged to the card will be shown in your card currency. We also strongly recommend that cardholders retain copies of all transaction records and Speakol policies and rules. Any purchase, dispute or claim arising out of or in connection with our website shall be governed and construed in accordance with the laws of the UAE. We will not provide our services to OFAC sanctioned countries.

Speakol also has a NO REFUND policy. Refunds will not be provided for any services. We do not offer credit, refunds, or prorated billing for services that are canceled. In such cases, customers will continue to have access to these services until the end of the billing cycle. Speakol reserves the right to offer refunds, discounts, or other considerations in particular circumstances as its sole discretion.

5. Limitations:

Users and third parties will NOT be allowed any of the following:

  • A. Use Speakol to promote any material that contains the list below:

    • 1. Adult content, including nudity, sexual terms and/or images of people engaged in positions or activities that are excessively suggestive or sexual

    • 2. Obscene, defamatory, slanderous and/or unlawful content

    • 3. Content that infringes upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary right

    • 4. Any deceptive or fraudulent content

    • 5. Inflammatory religious content

    • 6. Political discourse that is infused and associated with hate, criminal and/or terrorist activities

    • 7. Hate speech, whether directed at an individual or a group, and whether based upon race, disability, sex, creed, national origin, religious affiliation, marital status, sexual orientation, gender identity, or the language of such individual or group.

  • B. Remove, hide, or change any copyright, trademark, hyperlink, or other proprietary rights notices contained on our website

  • C. Modify, adapt, disassemble, decompile, translate, reverse engineer, or otherwise attempt to expose the source code or structure, sequence, and organization of Speakol or any content contained therein

  • D. Use Speakol in any matter that could damage, disable, overburden, or impair the website, third-party websites, or applications on which Speakol’s services are available

  • E. Gather or Compile any information (including but not limited to email addresses) of Speakol users or visitors

  • F. Create or electronically communicate with other users of Speakol or affect user interface of Speakol.

Unless granted explicitly in Speakol TOU, you may not obstruct or interfere with Speakol, or with the web surfacing of any of Speakol’s users. You expressly agree not to copy, reproduce, modify, or create any derivative material; you also firmly agree not to distribute, publicly display, or screen scrape any content from Speakol without our prior written consent. Moreover, you agree not to bypass any measures Speakol may use to prevent or restrict access to the website; you also agree not to use the website for any illegal purpose including but not limited to unlawful harassment, libelous discourse, invasion of privacy, verbal abuse, blackmail, and any other obscene purpose. You explicitly agree to comply with all these rules and regulations while using Speakol.

When required, for instance, in completing your contact form, you must use your personal identity at all times, and ensure that all the information you provide must be accurate and updated to the best of your knowledge. Unless granted permission (which you can prove), you must not use or circulate the information of another person.

6. Disclaimer and Limitations of Liability:

ALL PROVISIONS SET OUT BELOW IN THIS SECTION WILL APPLY TO THE FULL EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW.

  • 1. SPEAKOL, INCLUDING ALL THE CONTENT THEREIN, IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EXPRESSED OR IMPLIED, AND YOU SHALL USE THE WEBSITE AT YOUR OWN RISK.

  • 2. SPEAKOL DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF ITS WEBSITE, INCLUDING ALL CONTENT THEREIN, IN TERMS OF ITS CORRECTNESS, USEFULNESS, ACCURACY, RELIABILITY OR OTHERWISE.

  • 3. SPEAKOL DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

  • 4. SPEAKOL DOES NOT WARRANT THAT OUR WEBSITE OR CONTENT CONTAINED THEREIN OR THE SERVICES PROVIDED BY THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

  • 5. YOU, THE USER, AND NOT SPEAKOL ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, AND CORRECTION OF ANY OF YOUR SYSTEMS.

  • 6. SPEAKOL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY IN CONNECTION WITH THE WEBSITE. IN NO EVENT SHALL SPEAKOL, OR ANY OF ITS SUBSIDIARIES OR AFFILIATED COMPANIES, OR EACH OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS (COLLECTIVELY, “RELEASED PARTIES”), BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSSES, COSTS, OR EXPENSES WHATSOEVER, INCLUDING AND WITHOUT LIMITATION, THAT MAY RESULT FROM THE FOLLOWING:

    • I. PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER

    • II. ANY UNAUTHORIZED ACCESS TO OR USE OF THE WEBSITE.

    • III. ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO, FROM, OR VIA THE WEBSITE

    • IV. ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE BY ANY THIRD PARTY.

    • V. ANY ERRORS, MISTAKES, INACCURACIES, OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF ANY USE OF THE WEBSITE.

    • VI. ANY DAMAGES RESULTING FROM THE USE OF THE WEBSITE. NEVERTHELESS THE FOREGOING, IF THE RELEASED PARTIES ARE FOUND TO BE LIABLE TO YOU FOR ANY DAMAGE OR LOSS THAT ARISES OUT OF, OR IS IN ANY WAY CONNECTED WITH, YOUR USE OF THE WEBSITE OR ANY CONTENT CONTAINED THEREIN, RELEASED PARTIES’ LIABILITY SHALL IN NO EVENT EXCEED FIVE US DOLLARS (US D $ 5.00).

7. Indemnity:

To the fullest extent permissible pursuant to applicable law, you agree to defend, compensate, and hold Speakol and any of its subsidiaries or affiliated companies harmless, as well as each of the previous entities’ respective employees, officers, directors, representatives, and agents, all stand free from any and all claims, demands, causes of action, damages, losses, costs, and expenses in any way arising from the use of the website and in violation of the TOU, including but not limited to the following:

  • I. All matters related to your access to and use of any Speakol online services, including but not limited to, the use of the website.

  • II. Your violation of any provision contained in the TOU

  • III. Your violation of any third party’s rights, including but not limited to any copyright, intellectual property or privacy rights.

  • IV. Any claims that your use of Speakol caused damage to a third party

  • V. Violations of any and all applicable laws, rules, or regulations from any jurisdiction.

8. Links to Other Websites:

Speakol, including the content therein, may contain links to third-party websites and applications. These links are provided to assist and serve you. Speakol does not control and can not be held responsible for the content of such third-party websites or applications. The conduct of the operators of such third-party websites and applications does not in any way reflect on Speakol. Speakol is also not responsible for the accuracy, copyright, or other statutory or regulatory compliance, legality, or decency of any of the content or other material provided on such third party websites and applications. Therefore, Speakol strongly encourages you to exercise discretion while browsing the internet. If you decide to access linked third-party websites and applications, you do so at your own risk. Furthermore, your use of all third-party websites and applications are subject to the policies and regulations of these third parties.

9. Termination:

Speakol reserves the right, at any given time and in our sole discretion, to suspend the use of the website as a whole or in part, and prevent any person or entity from accessing our website. Upon termination for any reason, please note that Section 4 (Disclaimer and Limitations of Liability), Section 5 (Indemnity) and Section 8 (General) will be upheld.

10. General:

The TOU and your use of Speakol website shall be governed by the laws of the United Arab Emirates, regardless of any conflict with law principles unless otherwise stated by mandatory laws. Any action shall be brought exclusively to the courts located in the country of domicile, Dubai, UAE. You hereby consent to such jurisdiction and venue to the extent permitted by applicable law.

In no event shall any claim, action, or proceeding by you related in any way to Speakol be institute for more than one year after the cause of action arose. If any provision of the TOU (or part of such provision) is found to be invalid or unenforceable by any court having competent jurisdiction, then that provision (or part of that provision) shall be deemed severable from the TOU and shall not affect the validity and enforceability of any remaining provisions; that invalid or unenforceable (part of the) clause will be replaced by a valid and/or enforceable, as the case may be, (part of the) clause which is as close to the intention of the parties as possible. Speakol’s failure to insist upon or enforce any of the provisions of these TOU, or to exercise any rights or remedies under these TOU, will not be construed as a waiver of Speakol’s right to assert or rely upon any such provisions, rights, or remedies in that or any other instance; rather, however, the same will be and remain in full force and effect. No waiver of any terms of these TOU shall be deemed a further or continuing waiver of such term or any other term. These TOU, the Privacy Policy, and Cookie Policy constitute the entire agreement between you and Speakol with respect to the offering of our website to you.

11. Questions:

If you do have any questions or queries regarding any of these TOU, feel free to reach out to us at [email protected] or via the address as indicated in the header of these TOU.